One thing I’ve noticed in my snail mailbox and
email box lately is offers for preapproved credit cards and loans. Oh, yeah,
the typical you can buy a new car/truck/motorcycle/RV for nothing down and zero
percent interest with five years or so to pay it off OAC.
Golly sakes, my days of OAC have passed me by.
I wonder if manufacturers realize how many sales they don’t have because a lot
of people are tired of getting meaningless offers that make them feel badly
because the grand old days of having more than they need are gone.
I laughed so hard when my brother Dave posted
a comment on FB about the situation, and how so many lenders are ready to “give”
us a loan. Really! Just go online and fill out some papers and find out right
away if you’re approved.
Come on down to get money for the things you need! |
Then come down to the office with the kids and
neighbors and anyone else you want to bring along, sit down with the friendly
person behind the desk that flashes a megawatt smile and happy greeting to
everyone. Show your ID, sign for real, and walk out the door counting your
cash. Couldn’t be easier.
The loan, if you get it, is not a gift. It has
to be repaid, usually with high interest rates and larger payments than you are
comfortable with paying. Trouble may be waiting just around the corner. But the
loan companies will go broke if they don’t convince as many people as possible
that the extra money is a wonderful way to make the holiday season brighter and
more impressive.
Diamonds would be nice! |
Paper offers are great for starting the
kindling in the wood stove. That’s a gift of sorts. Lenders have their place in
today’s world. That’s a fact of life, and someone has to do it. Meanwhile, I’d
appreciate a better screening of who they send offers to and ask that they leave
me “aloan”.